Introduction

This E-Sign Disclosure and Consent Notice ("Notice") constitutes the full agreement by and between Umbrella Sports Inc. (”Umbrella Sports” or “SmartGrip” or “We” or “Our” or “Us”), and the person(s) giving his/her consent below (“you” and “your”) with information relating to your electronic receipt of disclosures and notices (collectively, the “Communications”) in relation to your account (“Account”).

This Notice applies to all Communications, as defined below, for services provided by Umbrella Sports. Under this Notice, Communications you receive in electronic form from us will be considered "in writing."

By consenting to the terms of this Agreement, you acknowledge that your Account is entirely internet based and is not designed to include the option to request paper delivery of Communications, all of which will all be delivered electronically. If you do not wish to receive electronic delivery of your documents, Umbrella Sports will not open your Account.

By using Umbrella Sports electronic and online services ("Electronic Services") you hereby consent to this Notice and affirm that you have access to the hardware and software requirements identified below. In addition, you must review and accept the terms of these services. If you choose not to consent to this Notice or you withdraw your consent, you will be restricted from using Electronic Services.

Scope of Communications to Be Provided in Electronic Form

Documents we provide to you in electronic form (“Electronic Communications”) may include, but are not limited to, disclosures and other notices regarding our products and services such as:

• Terms and conditions and notices and any changes thereto
• All legal and regulatory disclosures and communications associated with related products and services
• Privacy statement or notices and any changes thereto
• Pre-payment disclosures, transaction receipts, and confirmations
• Error Resolution policies and notices
• Customer service communications (such as claims of error communications)

Method of Providing Communications to You in Electronic Form

All electronic Communications that we provide to you will be provided by any of the following means:

1. By posting such information to your mobile application portal and or/document storage
2. By text message or SMS to the mobile phone number associated with your Account (which may include a link to the information on the Umbrella Sports website
3. By electronic or e-mail transmission to your designated email address, or
4. By electronic or email transmission with a hyperlink to Umbrella Sports’ website or other website where information is posted.